NAIC touts overlooked financial benefits of life insurance policies

Posted by | Posted on 09-01-2012

The organization representing state insurance commissioners is promoting life insurance as an “overlooked” potential source of immediate funds.

Adam Hamm

“In tough economic times, people look everywhere — an IRA or 401(k), credit cards, even under their mattress — for emergency cash,” according to a National Association of Insurance Commissioners statement.

A recent NAIC survey found that 63% of consumers have life insurance, yet it is often forgotten as a source of revenue.

When thinking about everyday finances, life insurance is not top of mind for most Americans, said Adam Hamm, NAIC vice president and North Dakota insurance commissioner, in the statement. According t

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Van insurance- it’s as easy as 1 2 3…

Posted by | Posted on 03-01-2012

The trusty van is the workhorse of many businesses and sole traders the length and breadth of Ireland. Finding the right van insurance is an important decision for any van owner as having good cover in place will help you get back on the road quickly if anything happens.

It’s over five years since I last sold an AXA Van Insurance policy. So I decided to nip downstairs to the AXA Dublin call centre and ask our customer service agents why people are choosing AXA for their van insurance.

Pat Grimes, AXA Customer Service

I met with Pat Grimes, a member of the AXA Customer Service team. P

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For The Cheapest Teen Car Insurance, Teach Your Kid To Drive In Adverse Conditions

Posted by | Posted on 06-12-2011

Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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Snowmobile Safety and Snowmobile Insurance: What You Need to Know

Posted by | Posted on 30-10-2011

Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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“Beware of Dog Liability” – Wisdom in Dog Bite Insurance

Posted by | Posted on 23-10-2011

Many dog owners are asking themselves if they need dog bite insurance. First, it’s important to note that there are as many as 800,000 dog bites treated every year in the United States. The number of unreported dog bites is estimated to be as high as 3.9 million a year, and children account for more than 60 percent of dog bite victims. Many people own dogs as a method for deterring prowlers or trespassers. But, be advised, a “Beware of Dog” sign does not absolve you of liability for injury caused by your dog. Dog bite insurance could be an important consideration for any dog owner – especially owners of so-called dangerous breeds.

Most courts will hold you liable for the injuries your dog inflicts, depending on the specific circumstances surrounding the bite. In some

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What to Expect on the Boat Insurance Application

Posted by | Posted on 23-10-2011

Shopping for a new boat is so much fun! Knowing that the new boat is covered adequately makes everyone even happier! Getting adequate boat insurance coverage first starts with the boat insurance application and knowing what to expect can make the boat application process quicker so one can get that new boat out on the water faster.

How Deep Is Your Knowledge About Individual Family Health Insurance?

Posted by | Posted on 21-10-2011

Family health insurance plans is about buying protection against incidences that could arise in the future preventing unnecessary financial losses. To make things easier and get cheaper premiums, you can include members of your extended family: brothers, parents, cousin, etc. So in case you are planning frantically and getting numerous corporations providing family health policies, here is how to go about it.

All insurance companies have different packages and offers and so to get the best plan it falls on you to search properly. To help in your search, use the internet to your benefit as it provides a platform for you to access a good number of quotes from different providers for your convenience. Read more…

California Renters Insurance Quotes

Posted by | Posted on 12-10-2011

If you are one of those people who think they don’t need renters insurance while living in California apartment, home, or condo then you are completely wrong. Some people think that their landlord offers then the renters insurance, which is again not for their possessions and just for the building in which they are living in.

If you are thinking that renters insurance is just wastage of money and you don’t need it then have a look at your possessions. Mak Read more…