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Misrepresentation claims are a common feature of commercial litigation as well as more mundane suits, such as those brought by property owners who sue the former owner for concealing mold or pollution problems at the time of sale. Last month, for instance, a domestic supplier of Chinese drywall sued German-based Knauf Gypsum A.G. seeking $100 million in damages that Banner claims to have suffered as the result material misrepresentations by Knauf concerning the fitness and safety of its drywall products.

The focus of the case law addressing these coverage claims has generally been whether a misrepresentation, whether intentional or merely negligent, can ever be an “accident” given the tort’s intentional underpinnings. While

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Criminals who break data protection laws and obtain personal details by deception should face jail, MPs said today.

The Commons justice select committee backed calls from the information commissioner, Christopher Graham, for tougher sentences, claiming fines of about £150 were an “inadequate” deterrent compared with the financial rewards on offer.

The MPs also welcomed the government’s commitment to ban referral fees in personal injury cases, stating that an outright ban along with jail sentences would “increase the deterrent and reduce the financial incentives for such offences”.

In September the government announced it wanted to help stem rising insurance costs by banning referral fees in personal injury claim cases.

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Nothing is sacred, it seems, when it comes to the whims of the global economy.

The American Farm Bureau Federation announced in a statement on Thursday that the cost of a traditional Thanksgiving dinner — turkey, stuffing, cranberries, pumpkin pie and all the basic trimmings — will increase about 13% this year, the biggest jump since 1990.

This figure is the result of the group’s twenty-sixth annual informal price survey of classic Thanksgiving dinner menu items. Read more…

Knowing which insurance providers are the best to get business insurance quotes from is essential since it would assure you that the policies you would be getting quotes are provided by a reputable insurance company that has the capability to give you the coverage you are entitled to in the event that you need it. To help you out in determining which insurance providers are the best to get business insurance quotes from, here are some tips.

You can first make a list of the most reputable and established business insurance providers that offer quotes in California or in the state you are in. Read more…

Where getting the cheapest price is very important while comparing the auto insurance online, you would also need to compare every provider for better satisfaction and customer service along with the policy with limits and coverage options. Having insurance from a provider who is offering a poor customer service to you or insuring under the policy, which is not completely covering the total cost in case of an auto accident would be quite pointless. Although people may save a little bit on their coverage, but at the same time they would be risking more every time they get into their car. Read more…

The auto insurance rates are usually compared by using tools that many of the states offer on their websites. If you have found the exact amount that you are paying as opposed to what you can pay somewhere else, you can get a crystal clear idea regarding a good price matching deal. It is only going to be an exception if the person has particular requirements by the state that needs to be fulfilled by insurance providers, also preventing them from the lowering estimates of that particular region. The estimate of auto coverage rates by state are actually based on a number of things including the driving record of the person, how long has he maintained a consistent coverage and the amount of seatbelt tickets or the moving violation tickets has he acquired. Read more…

Insurance Australia Group (IAG, ASX:IAG) says it is on track to deliver on its full year financial guidance after an encouraging performance in the first quarter.

Chief executive Mike Wilkins told the insurer’s annual general meeting on Wednesday that gross written premium growth in the first few months of the financial year was encouraging, while natural peril activity has been benign.

However the company is adversely affected by volatile investment markets, he said.

“We remain on track to deliver our full year guidance of an improved insurance margin of 10 to 12 per cent and gross written premium growth of six to nine per cent,” Mr Wilkins said.

IAG also said it was considering selling $NZ150 million (US$119 million) of unsecured subordinated bonds to the New Zealand public.

The proceeds would be used for general corporate purposes and to provide additional flexibility in managing future refinancing requirements, the company said.

It is expected the bonds would have a term to maturity of 25 years and be callable at IAG’s discretion on the fifth anniversary of their issue and on each interest payment date thereafter.

Interest would be payable quarterly in arrears.

More details of the offer are expected to be available in November.

Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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